The main purpose of this paper is to introduce a solution for vouching user’s from the security issues while using mobile phones for online resources, using a user centric solution without the involvement of provider of the identity in the execution. This is a three factor authentication mechanism. In order to generate a biometric identifier from user’s biometric image, which is distinctive, changeable and replicable, a classification technique is used which involves the features extracted from the user’s biometric image.

Keywords : Biometrics, vouching, privacy, security.