This study is to analyze how the influence of
return on asset, return on equity, net interest margin, loan
to deposit ratio. and non-performing banking loans listed
in book four 2008-2017. Sampling in this study uses a
quantitative approach. samples were obtained and used
were 4 with an observation period of 10 years. The data
used in this study is secondary data using panel data
analysis methods. The results showed that the variable
return on assets significantly influence the positive
direction of the dividend payout ratio. variable return on
equity has a significant effect but with a negative direction
from the dividend payout ratio. Net interest margin
variable has a significant effect but with a negative
direction from the dividend payout ratio. Loan to deposit
ratio variable significantly influences the positive direction
of the dividend payout ratio. Non-performing loan
variables have a significant effect but with a negative
direction from the dividend payout ratio.
Keywords : ROA, ROE, NIM, LDR, NPL, DPR.