Stock Trading Application RHB TradeSmart Id User’s Actual Use: Anxiety, Cyber Security, Government Regulation. This study aims to examine the effect of anxiety, cyber security and government regulation on actual use RHB TradeSmart ID. The population of this study is all users of Stock Trading Application RHB Trade Smart ID in Indonesia. The method of this study use formula hair et al 5 x indicators which contains 15 indicators, therefore 5 x 15 = 75 respondents. The hypotheses in this study were tested using t test and f test. The data analysis technique used in this study was classic assumption test and multiple linear regression test. The results of the study indicate that only anxiety has negative effect on actual use. anxiety, cyber security, government regulation simultaneously influences on actual use of RHB TradeSmart ID.

Keywords : Anxiety, Cyber Security, Government Regulation.